群益金鼎證券 (6005) 2026Q1 法說會簡報
Company Overview
- Company Name: 群益金融集團 (Capital Financial Group), 群益金鼎證券 (Capital Securities Corp.)
- Event Date: 2026年5月
- Locations: 台北・香港・上海
- Stock Code: 6005
- Capital: NTD 21.709 billion (as of 2026年3月31日)
- Number of Branches Nationwide: 53
- Number of Employees: 2,077
- History:
- 1988年設立 (Established): Capital NTD 0.3 billion
- 1995年上櫃 (Listed on OTC): Capital NTD 4.08 billion
- 2005年上市 (Listed on Stock Exchange): Capital NTD 13.64 billion
- 2020年2月: Capital NTD 21.709 billion
Shareholder Structure (截至2026年3月29日止)
- 其他法人 (Other Legal Entities): 43.07%
- 個人 (Individuals): 25.82%
- 外國機構及外人 (Foreign Institutions & Individuals): 17.65%
- 金融機構 (Financial Institutions): 12.64%
- 政府機構 (Government Institutions): 0.82%
Asia Pacific Layout (兩岸三地佈局完整)
- 台北總公司 (Taipei Head Office)
- TEL: 886 2 8789 8888
- FAX: 886 2 8712 1219
- Add: 台北市松山區民生東路三段156號11樓
- Chengdu Office
- TEL: 86 28 6555 2888
- FAX: 86 28 6555 2999
- Add: 中國四川省成都市高新區天府大道北段28號茂業中心C座1708室
- Shanghai Office
- TEL: 86 21 5888 7188
- FAX: 86 21 5888 2929
- Add: 中國上海市浦東新區浦東南路360號新上海國際大廈18樓
- Hong Kong Office
- TEL: 852 2530 9966
- FAX: 852 2104 6006
- Add: 香港德輔道中308號富衛金融中心3樓
Credit Ratings (惠譽信評 2025年)
- 長期發行人違約評等 (Long-Term Issuer Default Rating): BBB-
- 國內長期評等 (National Long-Term Rating): A(twn)
- 國內短期評等 (National Short-Term Rating): F1(twn)
- 信評展望 (Rating Outlook): 穩定 (Stable)
Organizational Structure
- 股東會 (Shareholders' Meeting)
- 董事會 (Board of Directors)
- 審計委員會 (Audit Committee)
- 薪資報酬委員會 (Compensation Committee)
- 董事長室 (Chairman's Office)
- 風險管理委員會 (Risk Management Committee)
- 誠信永續發展委員會 (Integrity & Sustainability Development Committee)
- 總經理室 (President's Office)
- 法令遵循暨法務室 (Compliance & Legal Affairs Office)
- 公平待客委員會 (Fair Customer Service Committee)
- 稽核室 (Internal Audit Office)
- 風險管理室 (Risk Management Office)
- Departments:
- 經紀部 (Brokerage Department)
- 財富管理部 (Wealth Management Department)
- 證券自營部 (Proprietary Trading Department)
- 期貨自營部 (Futures Proprietary Trading Department)
- 衍生性商品部 (Structured Products Department)
- 策略交易部 (Strategic Trading Department)
- 企業金融部 (Corporate Finance Department)
- 債券部 (Bonds Department)
- 股務代理部 (Stock Transfer Agency Department)
- 結算部 (Settlement Department)
- 財務部 (Financial Department)
- 管理部 (Management Department)
- 資訊部 (Information Technology Department)
- 企劃室 (Planning Department)
- 國際證券業務分公司 (International Securities Business Branch)
- 董事會 (Board of Directors)
Honors List
- 2026.01:
- 榮獲聯經《人文企業獎》社會關懷卓越獎 (Awarded "Social Care Excellence Award" in the "Humanistic Enterprise Award" by United Daily News) for "群起獻愛心,攜手做公益捐血活動" (Initiating Love and Care, Engaging in Public Welfare Blood Donation Activities) and "群益愛閱讀" (Capital Love Reading).
- 榮獲2026《財訊》財富管理大獎「最佳客戶推薦」獎 (Awarded "Best Customer Recommendation" in the 2026 "Wealth Management Award" by Wealth Magazine).
- 2026.03:
- 榮獲台灣血液基金會頒發「114年捐血績優團體」 (Awarded by Taiwan Blood Services Foundation for "114th Blood Donation Excellence Group").
- 2026.04:
- 榮獲《網路溫度計Daily View評選》2026年Q1網路人氣標章 (Awarded "2026 Q1 Online Popularity Mark" by DailyView).
- 榮獲Finance Asia評選為「2026年最佳創新科技應用機構」(Most Innovative Technology - Nonbank Financial Institutions) 高度推薦 (Highly Commended).
Financial Highlights
Financial Information for the Past Three Years (單位:新台幣千元)
| 項目 (Item) | 2023年 | 2024年 | 2025年 | 2026年1~3月 |
|---|---|---|---|---|
| 合併稅前淨利 (Consolidated Pre-tax Profit) | 5,108,776 | 6,572,371 | 7,417,367 | 3,326,543 |
| 合併本期淨利 (Consolidated Net Profit) | 4,570,993 | 5,402,075 | 6,326,123 | 3,102,122 |
| 本期淨利歸屬於母公司業主 (Net Profit Attributable to Owners of Parent) | 4,131,510 | 4,883,776 | 5,735,934 | 2,908,675 |
| 每股盈餘(元) (EPS (NTD)) | 1.90 | 2.25 | 2.64 | 1.34 |
- Note: ※經會計師查核或核閱 (Audited or reviewed by CPA)
Condensed Consolidated Balance Sheet (單位:新台幣千元)
| 項目 (Item) | 2025年3月31日 | 2026年3月31日 |
|---|---|---|
| 流動資產 (Current Assets) | 292,896,619 | 367,374,710 |
| 非流動資產 (Non-current Assets) | 25,894,460 | 25,865,065 |
| 資產總計 (Total Assets) | 318,791,079 | 393,239,775 |
| 流動負債 (Current Liabilities) | 258,031,039 | 331,735,961 |
| 非流動負債 (Non-current Liabilities) | 12,947,492 | 8,611,539 |
| 負債總計 (Total Liabilities) | 270,978,531 | 340,347,500 |
| 股本 (Share Capital) | 21,709,081 | 21,709,081 |
| 資本公積 (Capital Surplus) | 2,781,095 | 2,781,067 |
| 保留盈餘 (Retained Earnings) | 15,987,715 | 20,624,438 |
| 其他權益 (Other Equity) | 2,810,742 | 2,923,501 |
| 歸屬於母公司業主權益合計 (Total Equity Attributable to Owners of Parent) | 43,288,633 | 48,038,087 |
| 非控制權益 (Non-controlling Interests) | 4,523,915 | 4,854,188 |
| 權益總計 (Total Equity) | 47,812,548 | 52,892,275 |
- Note: ※經會計師核閱 (Reviewed by CPA)
Condensed Consolidated Statement of Comprehensive Income (單位:新台幣千元)
| 項目 (Item) | 2025年1~3月 | 2026年1~3月 |
|---|---|---|
| 收益 (Revenue) | 3,988,568 | 7,131,080 |
| 營業費用及支出 (Operating Expenses and Expenditures) | 3,414,764 | 4,909,620 |
| 營業利益 (Operating Profit) | 573,804 | 2,221,460 |
| 其他收益及費損 (Other Income and Expenses) | 614,285 | 1,105,083 |
| 稅前淨利 (Profit Before Tax) | 1,188,089 | 3,326,543 |
| 所得稅費用 (Income Tax Expense) | 191,093 | 224,421 |
| 本期淨利 (Net Profit for the Period) | 996,996 | 3,102,122 |
| 本期其他綜合損益 (Other Comprehensive Income for the Period) | 121,038 | (414,650) |
| 本期綜合損益總額 (Total Comprehensive Income for the Period) | 1,118,034 | 2,687,472 |
| 本期淨利歸屬於母公司業主 (Net Profit Attributable to Owners of Parent) | 874,656 | 2,908,675 |
| 每股盈餘(元) (EPS (NTD)) | 0.40 | 1.34 |
- Note: ※經會計師核閱 (Reviewed by CPA)
Dividend Distribution (單位:新台幣元)
| 年份 (Year) | 每股盈餘 (EPS) | 每股股票股利 (Stock Dividend per Share) | 每股現金股利 (Cash Dividend per Share) |
|---|---|---|---|
| 2021年 | 2.42 | 0 | 1.65 |
| 2022年 | 0.39 | 0 | 0.39 |
| 2023年 | 1.90 | 0 | 1.33 |
| 2024年 | 2.25 | 0 | 1.5 |
| 2025年 | 2.64 | 0.4 | 1.31 |
- Note: ※2025年度盈餘分派案經2026年4月10日董事會決議通過,尚待股東常會承認。(2025 earnings distribution plan approved by the Board of Directors on April 10, 2026, pending approval by the general meeting of shareholders.)
Capital Adequacy Ratio
- Date | Capital Adequacy Ratio
- 2025/3/31: 265%
- 2025/6/30: 267%
- 2025/9/30: 279%
- 2025/12/31: 276%
- 2026/3/31: 272%
- 最低資本適足率要求 (Minimum Capital Adequacy Requirement): 200%
Recent Performance and Results
April Operating Performance (4月份營運狀況) (單位:新台幣千元)
- Note: ※係公司自結數 (Company's self-reported figures)
個體 (Individual)
| 項目 (Item) | 2026年4月 | 2026年1~4月 |
|---|---|---|
| 稅前淨利 (Pre-tax Profit) | 2,601,426 | 5,622,910 |
| 稅後淨利 (Net Profit After Tax) | 2,324,540 | 5,217,786 |
| 每股盈餘(元) (EPS (NTD)) | 1.07 | 2.40 |
合併 (Consolidated)
| 項目 (Item) | 2026年4月 | 2026年1~4月 |
|---|---|---|
| 稅前淨利 (Pre-tax Profit) | 2,715,881 | 6,026,994 |
| 稅後淨利 (Net Profit After Tax) | 2,402,803 | 5,489,495 |
Profit Structure of Major Business Segments (主要業務項目獲利結構圖)
-
2025年1
3月 vs 2026年13月- 經紀業務 (Brokerage Business): 51% (2025Q1) -> 47% (2026Q1)
- 自營、衍商及債券業務 (Proprietary Trading, Derivatives & Bonds Business): 23% (2025Q1) -> 26% (2026Q1)
- 承銷及其他 (Underwriting & Others): 4% (2025Q1) -> 9% (2026Q1)
- 轉投資收益 (Investment Income): 22% (2025Q1) -> 18% (2026Q1)
-
1
4月份主要業務項目獲利結構圖 (2026年14月)- 經紀業務 (Brokerage Business): 39%
- 自營、衍商及債券業務 (Proprietary Trading, Derivatives & Bonds Business): 38%
- 承銷及其他 (Underwriting & Others): 7%
- 轉投資收益 (Investment Income): 16%
-
Note: ※係公司自結數 (Company's self-reported figures)
Market Ranking of Various Businesses (各項業務市場排名)
-
2026年1~3月
項目 (Item) 各項數據 (Data) 市場排名 (Market Ranking) 經紀業務市佔率 (Brokerage Market Share) 3.48% 10 融資餘額市佔率 (Margin Financing Balance Market Share) 5.11% 7 信託業務AUM (Trust Business AUM) 183.51億元 7 權證發行檔數 (Number of Warrants Issued) 2,252檔 3 權證發行金額 (Amount of Warrants Issued) 181億元 3 結構型商品發行量 (Structured Products Issued) 134億元 7 新台幣公司債競標主辦承銷案件數 (Number of TWD Corporate Bond Underwriting Cases) 3件 2 新台幣公司債競標承銷量 (Amount of TWD Corporate Bond Underwriting) 80億元 5 股務代理家數 (Number of Stock Transfer Agency Clients) 395家 3 -
2026年1~4月
項目 (Item) 各項數據 (Data) 市場排名 (Market Ranking) 經紀業務市佔率 (Brokerage Market Share) 3.49% 10 融資餘額市佔率 (Margin Financing Balance Market Share) 5.06% 8 信託業務AUM (Trust Business AUM) 190.05億元 8 權證發行檔數 (Number of Warrants Issued) 2,814檔 3 權證發行金額 (Amount of Warrants Issued) 224億元 3 結構型商品發行量 (Structured Products Issued) 235億元 6 新台幣公司債競標主辦承銷案件數 (Number of TWD Corporate Bond Underwriting Cases) 4件 3 新台幣公司債競標承銷量 (Amount of TWD Corporate Bond Underwriting) 114億元 5 股務代理家數 (Number of Stock Transfer Agency Clients) 395家 4
Business Segments
Investment Businesses (轉投資事業)
- 群益金鼎證券 (Capital Securities Corp.)
- 群益國際控股 (CSC International Holdings Ltd.) (100%)
- 群益證券(香港) (CSC Securities (HK) Ltd.) (100%)
- 群益期貨(香港) (CSC Futures (HK) Ltd.) (100%)
- 群益國際控股上海辦事處 (CSC International Holdings Ltd. Shanghai Rep. Office) (100%)
- 群益保經 (Capital Insurance Advisory Corp.) (100%)
- 群益投顧 (Capital Investment Management Corp.) (100%)
- 群益期貨 (Capital Futures Corp.) (55.46%)
- 群益投信 (Capital Investment Trust Corp.) (20%)
- 群益私募股權 (CSC Private Equity Co.) (100%)
- 群益創投 (CSC Venture Capital Corp.) (100%)
- 群益國際資訊 (Capital International Technology Corp.) (100%)
- 群益志投科技(成都) (Capital True Partner Technology Co., Ltd.) (51%)
- 上海智策云擎科技 (QIT Technology Co., Ltd.) (100%)
- 群益國際控股 (CSC International Holdings Ltd.) (100%)
Investment Businesses Details (單位:千元)
- Note: 2026年1
3月除群益期貨股份有限公司及群益期貨(香港)有限公司係經會計師核閱,其餘轉投資事業係公司自結數;2026年14月係公司自結數。
| 地區 (Region) | 轉投資事業名稱 (Investment Business Name) | 幣別 (Currency) | 資本額 (Capital) | 2026年3月31日淨值 (Net Value) | 2026年1~3月本期損益 (P&L) | 2026年4月30日淨值 (Net Value) | 2026年1~4月本期損益 (P&L) |
|---|---|---|---|---|---|---|---|
| 台灣 | 群益期貨股份有限公司 (Capital Futures Corp.) | NTD | 2,499,376 | 10,896,316 | 441,039 | 11,056,987 | 618,852 |
| 群益證券投資顧問股份有限公司 (Capital Investment Management Corp.) | NTD | 70,000 | 81,327 | 2,574 | 81,982 | 3,229 | |
| 群益保險經紀人股份有限公司 (Capital Insurance Advisory Corp.) | NTD | 5,000 | 93,943 | 17,404 | 95,711 | 19,172 | |
| 群益國際資訊股份有限公司 (Capital International Technology Corp.) | NTD | 50,000 | 8,654 | (3,485) | 13,372 | 1,189 | |
| 群益創業投資股份有限公司 (CSC Venture Capital Corp.) | NTD | 1,000,000 | 850,556 | (4,446) | 953,733 | 34,775 | |
| 群益證券投資信託股份有限公司 (Capital Investment Trust Corp.) | NTD | 1,653,375 | 7,163,430 | 723,134 | 7,452,273 | 1,011,976 | |
| 群益私募股權股份有限公司 (CSC Private Equity Co.) | NTD | 330,000 | 344,445 | 25,875 | 403,786 | 87,669 | |
| 香港 | 群益期貨(香港)有限公司 (CSC Futures (HK) Ltd.) | HKD | 220,000 | 261,379 | 932 | 261,418 | 971 |
| 群益證券(香港)有限公司 (CSC Securities (HK) Ltd.) | HKD | 128,000 | 176,027 | 384 | 176,017 | 374 | |
| 中國 | 群益志投科技(成都)有限公司 (Capital True Partner Technology Co., Ltd.) | CNY | 1,000 | 429 | (1,338) | 11 | (1,757) |
| 上海智策云擎科技有限公司 (QIT Technology Co., Ltd.) | CNY | 4,000 | 332 | (78) | 1,570 | 1,160 | |
| 群益國際控股上海辦事處 (CSC International Holdings Ltd. Shanghai Rep. Office) | N/A | N/A | N/A | N/A | N/A | N/A | |
| BVI | 群益國際控股有限公司 (CSC International Holdings Ltd.) | USD | 45,000 | 50,848 | (83) | 50,797 | (134) |
Outlook & Strategy
Business Philosophy
- 我們的願景 (Our Vision): 提供超越客戶期望之高附加價值的金融服務,成為客戶長期成長的伙伴 (Provide high value-added financial services that exceed customer expectations, becoming a long-term growth partner for customers).
- 我們的信念 (Our Belief): 群益金融集團以「群益」為名,代表一切以「群眾利益」為優先,共同努力;在資本市場中做出貢獻 (Capital Financial Group, named "Capital" (群益), represents prioritizing "public interest" (群眾利益) in all endeavors, striving together; contributing to the capital market).
Business Development Plan (業務發展計畫)
- 2026營運策略 (2026 Operating Strategy): 以「財富管理」為核心, 以「AI」為驅動力 (Centered on "Wealth Management", Driven by "AI").
- 1. 財富管理戰略 (Wealth Management Strategy)
- 業務差異化、服務專業化 (Business differentiation, professional services).
- 提供全球資產配置 (Provide global asset allocation).
- 佈局亞資中心,深耕高資產客群 (Layout Asia asset centers, deeply cultivate high-net-worth clients).
- 2. AI雙引擎 (AI Dual Engines)
- 穩定收益:導入智能投顧提升滿意度 (Stable income: Introduce intelligent advisory to enhance satisfaction).
- 自營交易:建立AI進出場篩選,提升交易效率與風控對沖能力 (Proprietary trading: Establish AI entry/exit screening, improve trading efficiency and risk control hedging capabilities).
- 3. 公盤制度 (Public Offering System)
- 資源整合與活化 (Resource integration and revitalization).
- 提供一站式金融服務,發揮集團綜效 (Provide one-stop financial services, leverage group synergy).
- 4. 永續人才 (Sustainable Talent)
- 精英培育計畫提升專業 (Elite talent cultivation program to enhance professionalism).
- 薪酬制度優化 (Optimize compensation system).
- 建立接班梯隊 (Establish succession planning).
ESG / Sustainability
Introduction to SDGs (SDGs介紹)
- 聯合國於2015年通過「2030永續發展目標」(Sustainable Development Goals,簡稱SDGs),共提出17項全球永續發展的重點核心與指標。
- 這些指標在國際間成為不可或缺的推手,期望2030年能順利推動社會的發展,並且有效降低世界的貧困與飢餓,使得全球社會盡可能趨於穩定與平衡。
- The 17 SDGs:
- 終結貧窮 (No Poverty)
- 消除飢餓 (Zero Hunger)
- 健康與福祉 (Good Health and Well-being)
- 優質教育 (Quality Education)
- 性別平權 (Gender Equality)
- 淨水及衛生 (Clean Water and Sanitation)
- 可負擔的潔淨能源 (Affordable and Clean Energy)
- 合適的工作及經濟成長 (Decent Work and Economic Growth)
- 工業化、創新及基礎建設 (Industry, Innovation, and Infrastructure)
- 減少不平等 (Reduced Inequalities)
- 永續城鄉 (Sustainable Cities and Communities)
- 責任消費及生產 (Responsible Consumption and Production)
- 氣候行動 (Climate Action)
- 保育海洋生態 (Life Below Water)
- 保育陸域生態 (Life on Land)
- 和平、正義及健全制度 (Peace, Justice, and Strong Institutions)
- 多元夥伴關係 (Partnerships for the Goals)
Sustainable Development Practices (永續發展實踐作為)
- 群益瘋媽祖深耕在地文化結合反詐與永續推動社會共好 (Capital's "Crazy Mazu" Deep Cultivation in Local Culture, Combining Anti-Fraud and Promoting Social Sustainability)
- 群益金鼎證券號召百名員工參與大甲媽祖遶境,並設置服務攤位提供補給、環保餐具舉辦「2026群益瘋媽祖」遶境活動及金融防詐宣導,結合在地文化、員工關懷與永續理念,深化品牌與土地連結,展現企業社會責任與ESG實踐。
- Relevant SDGs: 3 (Good Health and Well-being), 4 (Quality Education), 11 (Sustainable Cities and Communities), 12 (Responsible Consumption and Production), 16 (Peace, Justice, and Strong Institutions).
- 攜手台鋼獵鷹挺女力跨界支持體育與性別平等 (Partnering with TSG Hawks to Support Women's Empowerment Across Sports and Gender Equality)
- 群益金鼎證券與台鋼獵鷹合作舉辦「鷹花季」主題活動,結合國際婦女節推廣「自信、美麗、女力」理念,由董事長周秀真擔任開球嘉賓,展現支持女性發展與體育產業的行動力,並透過跨界合作深化品牌與年輕族群連結。
- Relevant SDGs: 3 (Good Health and Well-being), 5 (Gender Equality), 8 (Decent Work and Economic Growth), 17 (Partnerships for the Goals).
- 投資理財論壇/說明會 (Investment and Financial Management Forums/Briefings)
- 舉辦「2026年第2季投資展望說明會」,分析全球經濟、AI產業與台股趨勢。論壇聚焦AI、半導體、能源、軍工及高殖利率產業,協助投資人掌握市場機會與風險管理策略。
- 攜手中信投信舉辦「AI電力巨浪商機」論壇,聚焦AI算力擴張帶動的電力與數據中心需求,解析能源基建、電網升級與AI基礎設施投資趨勢。
- Relevant SDGs: 8 (Decent Work and Economic Growth), 9 (Industry, Innovation, and Infrastructure), 17 (Partnerships for the Goals).
- 啟動內部碳定價深化低碳治理與淨零轉型 (Initiating Internal Carbon Pricing to Deepen Low-Carbon Governance and Net-Zero Transition)
- 群益金鼎證券啟動內部碳定價專案,並舉辦實務工作坊,將碳排放納入營運與管理決策,強化減碳治理與低碳轉型能力。公司同步推動ISO 50001、ISO 14001、綠電採購及溫室氣體管理,逐步建立具系統性的氣候治理與永續管理機制。
- Relevant SDGs: 9 (Industry, Innovation, and Infrastructure), 13 (Climate Action), 15 (Life on Land), 17 (Partnerships for the Goals).
Additional Data
Disclaimer
- 本文件中除財務報表之數據以外,其他內容並未經會計師或獨立專家審核或審閱,本公司不保證其允當性、完整性及正確性。
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Anti-Fraud Awareness Campaign (反詐騙宣導)
- 詐騙集團慣用手法 (Common Fraud Methods by Scam Groups):
- 冒用名人身分 (Impersonating celebrities)
- 高額報酬誘惑 (Inducing with high returns)
- 主打免費服務 (Promoting free services)
- 佯裝合法業者 (Posing as legitimate businesses)
- 假投資真詐財 (Fake Investment, Real Fraud) - 四大手法 (Four Major Methods)
- 如有任何疑慮,請向『165反詐騙專線』進行查詢。 (If you have any doubts, please contact the "165 Anti-Fraud Hotline" for inquiries.)
- 如有假借本公司名義之行為,也可來電本公司反詐騙諮詢專線412-8878或群益金融網/客戶支援/常用功能-聯絡我們進行查證。 (If there are any acts of impersonating the company, please call the company's anti-fraud consultation hotline 412-8878 or contact us through Capital Financial Group website/customer support/common functions for verification.)
- 資料來源 (Source): 臺灣證券交易所 (Taiwan Stock Exchange)